Andreas KramerJun 22, 20212 minPre-Approval Makes All the Difference When Buying a HomeYou may have been told that it’s important to get pre-approved at the beginning of the homebuying process, but what does that really...
Andreas KramerJun 15, 20213 minHope Is on the Horizon for Today’s Housing ShortageThe major challenge in today’s housing market is that there are more buyers looking to purchase than there are homes available to buy....
Andreas KramerJun 8, 20212 minIn Today’s Market, Listing Prices Are Like an Auction’s Reserve PriceFor generations, the process of buying and selling a home never really changed. A homeowner would try to estimate the market value of...
Andreas KramerMay 26, 20212 minBuying a Home Is Still AffordableThe last year has put emphasis on the importance of one’s home. As a result, some renters are making the jump into homeownership while...
Andreas KramerMay 17, 20212 minDon’t Forget to Budget for Closing CostsWhen buying a home, it’s important to have a budget and make sure you plan ahead for certain homebuying expenses. Saving for a down...
Andreas KramerMay 7, 20211 minThe Power of Mortgage Pre-Approval [INFOGRAPHIC]Some Highlights Mortgage pre-approval means a lender has reviewed your finances and, based on factors like your income, debt, and credit...
Andreas KramerApr 30, 20211 minShould I Buy Now or Wait? [INFOGRAPHIC]Some Highlights If you’re thinking that waiting a year or two to purchase a home might mean you’ll save some money, think again. Mortgage...
Andreas KramerApr 28, 20213 minPatience Is the Key to Buying a Home This YearThe question many homebuyers are facing this year is, “Why is it so hard to find a house?” We’re in the ultimate sellers’ market, which...
Andreas KramerApr 19, 20212 minHow Much Time Do You Need To Save for a Down Payment?One of the biggest hurdles homebuyers face is saving for a down payment. As you’re budgeting and planning for your home purchase, you’ll...
Andreas KramerMar 31, 20212 minIs Homeownership Still Considered Part of the American Dream?Since the birth of our nation, homeownership has always been considered a major piece of the American Dream. As Frederick Peters reports...
Andreas KramerMar 26, 20211 min2021 Real Estate Myth Buster [INFOGRAPHIC]Some Highlights There are a lot of misconceptions about buying or selling a home today, making it challenging to know exactly how to...
Andreas KramerMar 22, 20212 minWhat Credit Score Do You Need for a Mortgage?According to data from the most recent Origination Insight Report by Ellie Mae, the average FICO® score on closed loans reached 753 in...
Andreas KramerMar 9, 20212 minHow Upset Should You Be about 3% Mortgage Rates?Last Thursday, Freddie Mac announced that their 30-year fixed mortgage rate was over 3% (3.02%) for the first time since last July. That...
Andreas KramerMar 3, 20212 minHow Smart Is It to Buy a Home Today?Whether you’re buying your first home or selling your current house, if your needs are changing and you think you need to move, the...
Andreas KramerMar 1, 20213 minWhat Are the Benefits of a 20% Down Payment?If you’re thinking of buying a home this year, you may be wondering how much money you need to come up with for your down payment. Many...
Andreas KramerFeb 25, 20213 minAre There Going to Be More Homes to Buy This Year?If you’re looking for a home to purchase right now and having trouble finding one, you’re not alone. At a time like this when there are...
Andreas KramerFeb 23, 20212 minThe Reason Mortgage Rates Are Projected to Increase and What It Means for YouWe’re currently experiencing historically low mortgage rates. Over the last fifty years, the average on a Freddie Mac 30-year fixed-rate...
Andreas KramerFeb 11, 20212 min47% of New Buyers Surprised by How Affordable Homes Are TodayHeadlines matter. Right now, it’s hard to read about real estate without seeing a headline that suggests homes have become unaffordable...
Andreas KramerFeb 9, 20214 min3 Reasons We’re Definitely Not in a Housing BubbleHome values appreciated by about ten percent in 2020, and they’re forecast to appreciate by about five percent this year. This has some...
Andreas KramerFeb 3, 20212 minDo I Really Need a 20% Down Payment to Buy a Home?Is the idea of saving for a down payment holding you back from buying a home right now? You may be eager to take advantage of today’s low...