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Andreas Kramer
Jun 22, 20212 min read
Pre-Approval Makes All the Difference When Buying a Home
You may have been told that it’s important to get pre-approved at the beginning of the homebuying process, but what does that really...
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Andreas Kramer
Jun 15, 20213 min read
Hope Is on the Horizon for Today’s Housing Shortage
The major challenge in today’s housing market is that there are more buyers looking to purchase than there are homes available to buy....
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Andreas Kramer
Jun 8, 20212 min read
In Today’s Market, Listing Prices Are Like an Auction’s Reserve Price
For generations, the process of buying and selling a home never really changed. A homeowner would try to estimate the market value of...
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Andreas Kramer
May 26, 20212 min read
Buying a Home Is Still Affordable
The last year has put emphasis on the importance of one’s home. As a result, some renters are making the jump into homeownership while...
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Andreas Kramer
May 17, 20212 min read
Don’t Forget to Budget for Closing Costs
When buying a home, it’s important to have a budget and make sure you plan ahead for certain homebuying expenses. Saving for a down...
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![The Power of Mortgage Pre-Approval [INFOGRAPHIC]](https://static.wixstatic.com/media/99361a_66aeb1e6047341dc9fa02a4f7f64bc9e~mv2.png/v1/fill/w_454,h_341,fp_0.50_0.50,q_95,enc_auto/99361a_66aeb1e6047341dc9fa02a4f7f64bc9e~mv2.webp)
Andreas Kramer
May 7, 20211 min read
The Power of Mortgage Pre-Approval [INFOGRAPHIC]
Some Highlights Mortgage pre-approval means a lender has reviewed your finances and, based on factors like your income, debt, and credit...
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![Should I Buy Now or Wait? [INFOGRAPHIC]](https://static.wixstatic.com/media/99361a_7f5904423d6b40148e0b1b224295167a~mv2.png/v1/fill/w_454,h_341,fp_0.50_0.50,q_95,enc_auto/99361a_7f5904423d6b40148e0b1b224295167a~mv2.webp)
Andreas Kramer
Apr 30, 20211 min read
Should I Buy Now or Wait? [INFOGRAPHIC]
Some Highlights If you’re thinking that waiting a year or two to purchase a home might mean you’ll save some money, think again. Mortgage...
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Andreas Kramer
Apr 28, 20213 min read
Patience Is the Key to Buying a Home This Year
The question many homebuyers are facing this year is, “Why is it so hard to find a house?” We’re in the ultimate sellers’ market, which...
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Andreas Kramer
Apr 19, 20212 min read
How Much Time Do You Need To Save for a Down Payment?
One of the biggest hurdles homebuyers face is saving for a down payment. As you’re budgeting and planning for your home purchase, you’ll...
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Andreas Kramer
Mar 31, 20212 min read
Is Homeownership Still Considered Part of the American Dream?
Since the birth of our nation, homeownership has always been considered a major piece of the American Dream. As Frederick Peters reports...
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![2021 Real Estate Myth Buster [INFOGRAPHIC]](https://static.wixstatic.com/media/99361a_d3f981354abe46759fdce2af2c220f21~mv2.png/v1/fill/w_454,h_341,fp_0.50_0.50,q_95,enc_auto/99361a_d3f981354abe46759fdce2af2c220f21~mv2.webp)
Andreas Kramer
Mar 26, 20211 min read
2021 Real Estate Myth Buster [INFOGRAPHIC]
Some Highlights There are a lot of misconceptions about buying or selling a home today, making it challenging to know exactly how to...
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Andreas Kramer
Mar 22, 20212 min read
What Credit Score Do You Need for a Mortgage?
According to data from the most recent Origination Insight Report by Ellie Mae, the average FICO® score on closed loans reached 753 in...
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Andreas Kramer
Mar 9, 20212 min read
How Upset Should You Be about 3% Mortgage Rates?
Last Thursday, Freddie Mac announced that their 30-year fixed mortgage rate was over 3% (3.02%) for the first time since last July. That...
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Andreas Kramer
Mar 3, 20212 min read
How Smart Is It to Buy a Home Today?
Whether you’re buying your first home or selling your current house, if your needs are changing and you think you need to move, the...
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Andreas Kramer
Mar 1, 20213 min read
What Are the Benefits of a 20% Down Payment?
If you’re thinking of buying a home this year, you may be wondering how much money you need to come up with for your down payment. Many...
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Andreas Kramer
Feb 25, 20213 min read
Are There Going to Be More Homes to Buy This Year?
If you’re looking for a home to purchase right now and having trouble finding one, you’re not alone. At a time like this when there are...
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Andreas Kramer
Feb 23, 20212 min read
The Reason Mortgage Rates Are Projected to Increase and What It Means for You
We’re currently experiencing historically low mortgage rates. Over the last fifty years, the average on a Freddie Mac 30-year fixed-rate...
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Andreas Kramer
Feb 11, 20212 min read
47% of New Buyers Surprised by How Affordable Homes Are Today
Headlines matter. Right now, it’s hard to read about real estate without seeing a headline that suggests homes have become unaffordable...
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Andreas Kramer
Feb 9, 20214 min read
3 Reasons We’re Definitely Not in a Housing Bubble
Home values appreciated by about ten percent in 2020, and they’re forecast to appreciate by about five percent this year. This has some...
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Andreas Kramer
Feb 3, 20212 min read
Do I Really Need a 20% Down Payment to Buy a Home?
Is the idea of saving for a down payment holding you back from buying a home right now? You may be eager to take advantage of today’s low...
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