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    NEWS

    Pre-Approval Makes All the Difference When Buying a Home
    Andreas Kramer
    • Jun 22, 2021
    • 2 min

    Pre-Approval Makes All the Difference When Buying a Home

    You may have been told that it’s important to get pre-approved at the beginning of the homebuying process, but what does that really...
    1 view0 comments
    Hope Is on the Horizon for Today’s Housing Shortage
    Andreas Kramer
    • Jun 15, 2021
    • 3 min

    Hope Is on the Horizon for Today’s Housing Shortage

    The major challenge in today’s housing market is that there are more buyers looking to purchase than there are homes available to buy....
    1 view0 comments
    In Today’s Market, Listing Prices Are Like an Auction’s Reserve Price
    Andreas Kramer
    • Jun 8, 2021
    • 2 min

    In Today’s Market, Listing Prices Are Like an Auction’s Reserve Price

    For generations, the process of buying and selling a home never really changed. A homeowner would try to estimate the market value of...
    5 views0 comments
    Buying a Home Is Still Affordable
    Andreas Kramer
    • May 26, 2021
    • 2 min

    Buying a Home Is Still Affordable

    The last year has put emphasis on the importance of one’s home. As a result, some renters are making the jump into homeownership while...
    1 view0 comments
    Don’t Forget to Budget for Closing Costs
    Andreas Kramer
    • May 17, 2021
    • 2 min

    Don’t Forget to Budget for Closing Costs

    When buying a home, it’s important to have a budget and make sure you plan ahead for certain homebuying expenses. Saving for a down...
    12 views0 comments
    The Power of Mortgage Pre-Approval [INFOGRAPHIC]
    Andreas Kramer
    • May 7, 2021
    • 1 min

    The Power of Mortgage Pre-Approval [INFOGRAPHIC]

    Some Highlights Mortgage pre-approval means a lender has reviewed your finances and, based on factors like your income, debt, and credit...
    3 views0 comments
    Should I Buy Now or Wait? [INFOGRAPHIC]
    Andreas Kramer
    • Apr 30, 2021
    • 1 min

    Should I Buy Now or Wait? [INFOGRAPHIC]

    Some Highlights If you’re thinking that waiting a year or two to purchase a home might mean you’ll save some money, think again. Mortgage...
    0 views0 comments
    Patience Is the Key to Buying a Home This Year
    Andreas Kramer
    • Apr 28, 2021
    • 3 min

    Patience Is the Key to Buying a Home This Year

    The question many homebuyers are facing this year is, “Why is it so hard to find a house?” We’re in the ultimate sellers’ market, which...
    0 views0 comments
    How Much Time Do You Need To Save for a Down Payment?
    Andreas Kramer
    • Apr 19, 2021
    • 2 min

    How Much Time Do You Need To Save for a Down Payment?

    One of the biggest hurdles homebuyers face is saving for a down payment. As you’re budgeting and planning for your home purchase, you’ll...
    14 views0 comments
    Is Homeownership Still Considered Part of the American Dream?
    Andreas Kramer
    • Mar 31, 2021
    • 2 min

    Is Homeownership Still Considered Part of the American Dream?

    Since the birth of our nation, homeownership has always been considered a major piece of the American Dream. As Frederick Peters reports...
    15 views0 comments
    2021 Real Estate Myth Buster [INFOGRAPHIC]
    Andreas Kramer
    • Mar 26, 2021
    • 1 min

    2021 Real Estate Myth Buster [INFOGRAPHIC]

    Some Highlights There are a lot of misconceptions about buying or selling a home today, making it challenging to know exactly how to...
    0 views0 comments
    What Credit Score Do You Need for a Mortgage?
    Andreas Kramer
    • Mar 22, 2021
    • 2 min

    What Credit Score Do You Need for a Mortgage?

    According to data from the most recent Origination Insight Report by Ellie Mae, the average FICO® score on closed loans reached 753 in...
    2 views0 comments
    How Upset Should You Be about 3% Mortgage Rates?
    Andreas Kramer
    • Mar 9, 2021
    • 2 min

    How Upset Should You Be about 3% Mortgage Rates?

    Last Thursday, Freddie Mac announced that their 30-year fixed mortgage rate was over 3% (3.02%) for the first time since last July. That...
    10 views0 comments
    How Smart Is It to Buy a Home Today?
    Andreas Kramer
    • Mar 3, 2021
    • 2 min

    How Smart Is It to Buy a Home Today?

    Whether you’re buying your first home or selling your current house, if your needs are changing and you think you need to move, the...
    3 views0 comments
    What Are the Benefits of a 20% Down Payment?
    Andreas Kramer
    • Mar 1, 2021
    • 3 min

    What Are the Benefits of a 20% Down Payment?

    If you’re thinking of buying a home this year, you may be wondering how much money you need to come up with for your down payment. Many...
    2 views0 comments
    Are There Going to Be More Homes to Buy This Year?
    Andreas Kramer
    • Feb 25, 2021
    • 3 min

    Are There Going to Be More Homes to Buy This Year?

    If you’re looking for a home to purchase right now and having trouble finding one, you’re not alone. At a time like this when there are...
    9 views0 comments
    The Reason Mortgage Rates Are Projected to Increase and What It Means for You
    Andreas Kramer
    • Feb 23, 2021
    • 2 min

    The Reason Mortgage Rates Are Projected to Increase and What It Means for You

    We’re currently experiencing historically low mortgage rates. Over the last fifty years, the average on a Freddie Mac 30-year fixed-rate...
    3 views0 comments
    47% of New Buyers Surprised by How Affordable Homes Are Today
    Andreas Kramer
    • Feb 11, 2021
    • 2 min

    47% of New Buyers Surprised by How Affordable Homes Are Today

    Headlines matter. Right now, it’s hard to read about real estate without seeing a headline that suggests homes have become unaffordable...
    0 views0 comments
    3 Reasons We’re Definitely Not in a Housing Bubble
    Andreas Kramer
    • Feb 9, 2021
    • 4 min

    3 Reasons We’re Definitely Not in a Housing Bubble

    Home values appreciated by about ten percent in 2020, and they’re forecast to appreciate by about five percent this year. This has some...
    10 views0 comments
    Do I Really Need a 20% Down Payment to Buy a Home?
    Andreas Kramer
    • Feb 3, 2021
    • 2 min

    Do I Really Need a 20% Down Payment to Buy a Home?

    Is the idea of saving for a down payment holding you back from buying a home right now? You may be eager to take advantage of today’s low...
    0 views0 comments
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    Contact

    PLEASE CALL OR EMAIL ME:

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    Email: andy@kramer.net

    Tel: (310) 402-2940

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    LOCATIONS:

    150 S Rodeo Dr, Suite 100

    Beverly Hills, CA 90212

    Tel: (310) 402-2940

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    Santa Clarita, CA 91355

    Tel: (661) 877-0323

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    Pasadena, CA 91101

    Tel: (661) 877-0323

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